Legal Policy

All the pages of this website are Copyright ©International Operational Risk Working Group (IORWG), Madrid, Spain, 2016. All rights reserved.

The text, logo, photographs and graphics included and disseminated on this website, as well as their form of presentation, are owned exclusively by the IORWG, which possesses all rights in relation to their use, directly or by agreement with third parties. The logo is a registered trademark of IORWG. Nothing contained on this website should be construed as granting any license or right to use this trademark. The IORWG does not grant any general license to use, or any general authorization in respect of, its industrial or intellectual property rights, or any other property or right associated with its website, except by express written agreement with third parties, and it reserves the right to modify at any time the terms and conditions for use of the information published on its website which are set out below:

Users of the IORWG website are free to make personal use of the information obtained directly therefrom, including making copies in RAM or any other temporary storage device. Any other use of the information, other than merely for personal consultation, is authorized only if the following terms and conditions are observed and complied with:

  1. Any distribution or reproduction of information disseminated on the IORWG website shall be carried out faithfully, without any manipulation or alteration of the content, and the IORWG shall always be cited as the source.
  2. Information obtained from the IORWG website may be used by the user, provided that when such data is disseminated the IORWG is clearly cited as the source.
  3. When there are links from any website to the IORWG site or to any page thereof, the page in question shall appear in its own window and shall be the only element on the screen (pages shall not, for example, appear inside the frame of another website).

Users undertake to abide by the terms and conditions set out above for the use of this website and its services, the IORWG reserving the right to bring any kind of legal action for any remedy available to it in the event of breach of such terms and conditions.